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LENDING
HARD MONEY
MADE SIMPLE.
Hard money is high-speed funding with no fluff. It's secured by property, powered by private capital, and built for borrowers who can't afford to wait.
At Simplestate, we pride ourselves on being your simple solution to real estate investing. Apply now and take the first step toward smarter, faster returns.
NEW LOAN APPLICATION
Approval in 24 Hours!
No Credit Checks!
100% of purchase price funded!
HOW DO WE COMPARE?
SIMPLESTATE LENDING vs OTHER LENDERS
FEES
APPROVAL
TIME
CLOSING
TIME
LENDING
POWER
CREDIT
CHECK REQUIRED?
APPRAISAL
REQUIRED?
$0
24-48 HOURS FROM TIME OF REQUEST
AS LITTLE AS
24 HOURS FROM APPROVAL
100% OF
PURCHASE PRICE
NO
NO
OTHER HML LENDERS
2%-6%
UP TO 1 WEEK
2 WEEKS FROM APPROVAL
80% OR LESS OF PURCHASE PRICE
YES
YES
BANKS
2%-5%
1 - 2 WEEKS
30-60 DAYS FROM APPROVAL
80% OR LESS OF PURCHASE PRICE
YES
YES
WHERE DO WE LEND?
LLCs and other corporate organizations may access financing if borrowing in the following states:
Nebraska
Iowa
Colorado
Missouri
Kansas
Utah
Kentucky
Arkansas
*Contact us if you're interested in borrowing in a state not listed!
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What Is A Hard Money Loan?Hard money loans are a type of short-term private financing typically used in real estate transactions.
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How Do I Apply?Complete our short application at the bottom on this page to receive an approval within 24 hours! Be sure to enter the property address and your business entity info.
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What Is The Process?After reviewing your application, you’ll receive a decision within 24 hours. If approved, we’ll request your business, purchase, title, and insurance documents, then coordinate with title to meet your closing date.
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How Much Can I Borrow?We will lend up to 100% of the purchase price!
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What If I Do Not Have Any Experience?Not a problem! Our team is here to help with any questions you have along the way in order to make the process as simple as possible.
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How Are My Loan Payments Made?Interest payments are made on the 1st of each month paid via ACH payment from account info that is collected at closing.
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