The Fast Track To Loan Approval (and Profit).
Use our Scope Of Work Template to organize your rehab, calculate ARV, and present your deal like a pro.
This is the exact framework lenders expect to see when underwriting your deal. Get funds faster when you provide a complete scope of work to your lender.
Introducing our investor-ready Scope of Work Template – designed specifically for fix & flip projects.
Download NOW and be able to:
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Break down your full rehab scope
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Estimate repair costs and timelines
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Calculate purchase price, ARV, and total project cost
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Organize contractors, vendors, and responsibilites
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Present a clean, professional package to your lender
Whether you're new to flipping or scaling your colume, this template helps you star organized and get deals approved faster.
Download it, fill it it out, and bring to your next loan request. We promise you'll stand out.
NEED FUNDS NOW? WE HAVE OPTIONS.
INVESTOR
CLASSIC
A premium rate, zero-hassle loan for investors who want pure speed and simplicity - no fees, no nonsense, just funding.
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Interest: 18%
Zero Points Charged
LTC: Up to 100%
Length: 6 Months
FLEX
180
Your flexible 6-month solution.
A balance of longer term and low upfront cost. Great for bridge-to-refi or longer flips.
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Interest: 14%
Points at Closing: 2
LTC: Up to 100%
Length: 6 Months
THE
SPRINT
A short-term, low cost option for seasoned or new investors who need fast capital with favorable terms. Ideal for flips or short bridges.
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Interest: 9.99%
Points at Closing: 3
LTC: Up to 100%
Length: 4 Months
Ready to borrow?
Get in touch
Why Investors Choose Hard Money
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Fast Closing – don't miss out on deals
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Flexible, asset-based underwriting
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Leverage your capital across multiple projects
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Streamlined approvals when your scope of work is ready
HOW DO WE COMPARE?
SIMPLESTATE LENDING vs OTHER LENDERS
FEES
APPROVAL
TIME
CLOSING
TIME
LENDING
POWER
CREDIT
CHECK REQUIRED?
APPRAISAL
REQUIRED?
$0
24-48 HOURS FROM TIME OF REQUEST
AS LITTLE AS
24 HOURS FROM APPROVAL
100% OF
PURCHASE PRICE
NO
NO
OTHER HML LENDERS
2%-6%
UP TO 1 WEEK
2 WEEKS FROM APPROVAL
80% OR LESS OF PURCHASE PRICE
YES
YES
BANKS
2%-5%
1 - 2 WEEKS
30-60 DAYS FROM APPROVAL
80% OR LESS OF PURCHASE PRICE
YES
YES
WHERE DO WE LEND?
LLCs and other corporate organizations may access financing if borrowing in the following states:
Nebraska
Iowa
Colorado
Missouri
Kansas
Utah
Kentucky
Arkansas
*Contact us if you're interested in borrowing in a state not listed!
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