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LENDING
HARD MONEY
MADE SIMPLE.
Hard money is high-speed funding with no fluff. It's secured by property, powered by private capital, and built for borrowers who can't afford to wait.
At Simplestate, we pride ourselves on being your simple solution to real estate investing. Apply now and take the first step toward smarter, faster returns.
No Credit Checks!
Approval in 24 Hours!
NEW LOAN APPLICATION
100% of purchase price funded!
HOW DO WE COMPARE?
SIMPLESTATE LENDING vs OTHER LENDERS
FEES
APPROVAL
TIME
CLOSING
TIME
LENDING
POWER
CREDIT
CHECK REQUIRED?
APPRAISAL
REQUIRED?
$0
24-48 HOURS FROM TIME OF REQUEST
AS LITTLE AS
24 HOURS FROM APPROVAL
100% OF
PURCHASE PRICE
NO
NO
OTHER HML LENDERS
2%-6%
UP TO 1 WEEK
2 WEEKS FROM APPROVAL
80% OR LESS OF PURCHASE PRICE
YES
YES
BANKS
2%-5%
1 - 2 WEEKS
30-60 DAYS FROM APPROVAL
80% OR LESS OF PURCHASE PRICE
YES
YES
WHERE DO WE LEND?
LLCs and other corporate organizations may access financing if borrowing in the following states:
Nebraska
Iowa
Colorado
Missouri
Kansas
Utah
Kentucky
Arkansas
*Contact us if you're interested in borrowing in a state not listed!
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FAQs
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