What is the Fund?
108
While loans cycle monthly, we average 108 loans active at a time.
On average, investors earn an annual return of 9%+, with distributions paid monthly.
9%+
$1M+
In 2024, investor/partner payouts amounted to over $1,000,000.
Our private credit fund delivers consistent returns through short-term, real estate–backed loans; giving you the benefits of real estate investing without the burdens of property ownership.
Fund Highlights
Attractive Returns – Steady, above-market yields backed by tangible real estate assets.
Passive Income – We handle sourcing, underwriting, and servicing; you receive distributions.
Diversification – Access to real estate debt, an asset class independent of traditional equities.
Institutional Approach – Rigorous underwriting and risk management with a proven track record.
Hands-Free Investing – Earn real estate income without tenants, management, or market timing.
Your Investment In Action
We provide financing to experienced real estate operators, with Simplestate holding a first-position lien on every property. Borrowers’ monthly interest payments flow directly to the fund, delivering investors consistent, passive distributions backed by highly secure capital.
The loan process is simple and transparent: borrowers submit an online application, and Simplestate often funds 100% of the purchase price. Our internal underwriting team vets each borrower and loan approval is based on the asset. Once approved, loan documents are finalized and funds are sent directly to the title company. Throughout the duration of the loan, we monitor performance, issue monthly statements and collect interest. At loan maturity, remaining interest and principal are collected, completing the cycle of secure, predictable income for investors.
Why Alternative Investments Matter
Alternative investment classes, like our private credit fund, offer a distinct advantage over traditional stock and real estate markets. Unlike equities, which can fluctuate dramatically day to day, or traditional real estate, which can experience market cycles and valuation swings, our fund delivers steady, predictable returns backed by tangible, asset-secured loans. Investors benefit from income that is less correlated with broader market volatility, providing a stable foundation for their portfolio.
Incorporating alternative investments is essential for a diversified, resilient portfolio. By allocating to asset-backed private debt, investors can insulate their wealth from the dramatic highs and lows of conventional markets. This approach not only enhances long-term stability but also positions investors to capture consistent, passive income from real estate–backed opportunities without the risks of direct property ownership.
Join us and participate in a strategy where investors and borrowers thrive together. Our disciplined, asset-based lending approach delivers consistent returns while supporting borrower growth and strengthening communities.
Investing has never been more simple.
Simplestate is dedicated to transforming real estate investing with straightforward financing solutions that empower investors and strengthen communities. We provide adaptable financial products tailored to each project, along with reliable support to drive growth, speed, and success.
*All Data as of December 2024
**Calculated using daily average interest rate
*** Past performance is no indication of future performance