What is the Fund?
Our private credit fund delivers consistent returns through short-term, real estate–backed loans. Open to accredited investors with a minimum investment of $250,000, it gives you the benefits of real estate investing without the burdens of property ownership.
Fund Highlights
Attractive Returns – Steady, above-market yields backed by tangible real estate assets.
Passive Income – We handle sourcing, underwriting, and servicing; you receive distributions.
Diversification – Access to real estate debt, an asset class independent of traditional equities.
Institutional Approach – Rigorous underwriting and risk management with a proven track record.
Hands-Free Investing – Earn real estate income without tenants, management, or market timing.
Submit your information and our VP of Investor Relations will be in touch with fund details and next steps.
Your info is never shared. We'll only use it to send you fund details.
108
While loans cycle monthly, we average 108 loans active at a time.
9%+
On average, investors earn an annual return of 9%+, with distributions paid monthly.
$1.7MM+
In 2025, investor/partner payouts amounted to over $1,700,000.
Over 65 Years of Combined Experience
Proven Leadership across real estate investment, lending, and asset management.
_edited.jpg)
Marcus Tooze
Partner
Marcus has always had a passion for real estate and bought his first rental property in 2002. He founded GIS Workshop, Inc. (a software company) in 1999 where he honed his business development and strategic operations skills. After successfully exiting GIS Workshop, Inc., Marcus partnered with Aaron to establish and build Simplestate.
_edited.jpg)
Aaron Impens
Partner
Co-founder of Simplestate, Aaron began investing in real estate in 2014 and has since built a diversified portfolio exceeding $42M across three states. He leads the firm’s lending division and provides strategic oversight across all business lines, driving growth, operational excellence, and long-term vision for the company.
_edited.jpg)
Randall Jantzen
VP of Investor Relations
Bringing expertise in rehabilitation, rental operations, and property management, Randall combines professionalism, energy, and relationship-building skills that have enhanced the fund’s performance and supported its ongoing growth.
Matt Hiltner
VP of Capital Development
Matt has been active in real estate finance since 2010. He previously built and managed a $60M fund and has financed and consulted on loans totaling over $450 million. As VP of Capital Development at Simplestate, he leads investor relationships and capital formation.
Your Investment In Action
We provide financing to experienced real estate operators, with Simplestate holding a first-position lien on every property. Borrowers’ monthly interest payments flow directly to the fund, delivering investors consistent, passive distributions backed by highly secure capital.
The loan process is simple and transparent: borrowers submit an online application, and Simplestate often funds 100% of the purchase price. Our internal underwriting team vets each borrower and loan approval is based on the asset. Once approved, loan documents are finalized and funds are sent directly to the title company. Throughout the duration of the loan, we monitor performance, issue monthly statements and collect interest. At loan maturity, remaining interest and principal are collected, completing the cycle of secure, predictable income for investors.
Why Alternative Investments Matter
Alternative investment classes, like our private credit fund, offer a distinct advantage over traditional stock and real estate markets. Unlike equities, which can fluctuate dramatically day to day, or traditional real estate, which can experience market cycles and valuation swings, our fund delivers steady, predictable returns backed by tangible, asset-secured loans. Investors benefit from income that is less correlated with broader market volatility, providing a stable foundation for their portfolio.
Incorporating alternative investments is essential for a diversified, resilient portfolio. By allocating to asset-backed private debt, investors can insulate their wealth from the dramatic highs and lows of conventional markets. This approach not only enhances long-term stability but also positions investors to capture consistent, passive income from real estate–backed opportunities without the risks of direct property ownership.
Investing has never been more simple.
Simplestate is dedicated to transforming real estate investing with straightforward financing solutions that empower investors and strengthen communities. We provide adaptable financial products tailored to each project, along with reliable support to drive growth, speed, and success.
Join us and participate in a strategy where investors and borrowers thrive together. Our disciplined, asset-based lending approach delivers consistent returns while supporting borrower growth and strengthening communities.
Private credit has historically performed well in the current rate environment. Investors who act now can begin earning monthly distributions sooner rather than later
Submit your information and our VP of Investor Relations will be in touch with fund details and next steps.
Your info is never shared. We'll only use it to send you fund details.
*All Data as of December 2025
**Calculated using daily average interest rate
*** Past performance is no indication of future performance
